KYC & AML Verification Policy

1. Purpose & Regulatory Framework

Baji Live Cricket Portal strictly adheres to international financial standards regarding Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF). Our multi-tiered Know Your Customer (KYC) framework ensures that all wagering transactions originate from legitimate personal funds.

2. Three-Tier Verification Architecture

• • Tier 1 (Account Opening): Mandatory verification of active mobile number via SMS One-Time Password (OTP) and verified email confirmation.
• • Tier 2 (Withdrawal Authorization): Government-issued photo identification verification (Bangladesh National ID Card / NID, Smart Card, Machine-Readable Passport, or Driving License).
• • Tier 3 (High-Volume Audits): Proof of residential address (utility bill issued within 90 days) and Mobile Financial Services statement proving ownership of registered bKash/Nagad wallet numbers.

3. Source of Funds & 1x Turnover Requirement

To combat illicit fund recycling, all deposits must achieve at least 100% (1x) wagering rollover prior to cashout processing. Any withdrawal attempted immediately post-deposit without gameplay will be temporarily halted pending risk review.

4. Suspicious Activity Reporting (SAR)

Our risk intelligence systems continuously monitor transactional patterns. Anomalous behaviors—including multiple rapid micro-deposits, sudden velocity spikes, or third-party wallet funding—will trigger account freezes and formal compliance logging.